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Lending

Real estate finance

We offer internal expertise and an efficient, end-to-end loan process that makes us different and benefits you.

We finance your real estate needs

If you are an experienced developer, owner, broker or investor, we can work with you in all types of commercial real estate nationwide. We structure first mortgage solutions to meet your opportunistic financing vision. Whether you need bridge or ground-up construction, we typically deliver on a non-recourse basis and hold entirely on balance sheet.

We custom design financing paths to meet your development needs

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Bridge financing

When you need on-book, large balance, senior bridge financing, we can help. Loan terms are tailored to match your business plan, typically 3 to 5 years.

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Construction financing

We work with experienced, well-capitalized sponsors in major U.S. MSAs. If you need large balance loans, with completion and carve-out floating rates, we should talk.

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Small balance financing

We provide relationship-focused community bank real estate financing for all asset classes, generally full or partial recourse, predominantly Southern and Central California. Terms up to 5 years.

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You can benefit from our real estate financing team

You can experience our entrepreneurial, balance-sheet approach to financing. With it we create structures that can accommodate a range of strategies. You can benefit from the expertise our seasoned, in-house servicing/loan management team delivers.

Proven service, communication and financing

“Having sourced dozens of construction loans for NBP Capital over the past 10 years, we have worked with many lenders. However, no bank has been able to provide us the service, communication and financing as well as Trust Choice Bank. From the moment we executed the term sheet through construction, they have advocated for our project.”

Lauren Noecker Robert, Principal & Co-Founder, NBP Capital
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Multifamily

We can help you meet your objectives

We offer multifamily lending solutions designed for you as a owner, broker or investor seeking financing from $1 million to $50 million.

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